The ecosystem behind campus payments in Nigeria.
Fast, secure campus payments ecosystem powered by OrbytPay. Explore Sentriom.org — OrbytPay rails, Kaychip AI, Oloyin Credit, Kora deposits, zero hidden fees.
5
Ecosystem brands
NG
Nigeria-first
24/7
Offline-capable
2
Official domains
Each with a full dossier, SEO, and JSON-LD schema.
Wallet
Campus wallet — payments that never stop
Rails
Payment rails for campus wallets
Deposits
Deposit rails for Sentriom wallets
AI
AI payment buddy on Sentriom
Credit
Emergency campus credit on Sentriom
Mission
Advance financial inclusion for Nigerian university students through offline-first wallets, transparent payment rails, and responsible campus credit.
Official Sentriom
The consumer app on sentriom.com and the ecosystem portal on sentriom.org — the only official sites.
Search & discover
Official answers for Google, Bing, DuckDuckGo, and every browser — Sentriom, OrbytPay, Kora, Kaychip, and Oloyin Credit across the full network.
Sentriom is a Nigerian campus wallet for university students. It runs on OrbytPay payment rails with offline pay, BLE proximity, Kora deposits, Kaychip AI, and Oloyin emergency credit — payments that never stop.
OrbytPay is the payment infrastructure behind Sentriom. It maintains the wallet ledger, processes offline queues, BLE and NFC sessions, merchant settlement, and APIs used by Kaychip AI and Oloyin Credit.
Download Sentriom on sentriom.com — available on Google Play and the App Store. The official ecosystem portal is at sentriom.org.
Kaychip is Sentriom's AI payment buddy. It reads your real OrbytPay transactions, powers Sentriom Brain insights, suggests smart splits, and includes Kaychip Dash arcade rewards.
Oloyin Credit is emergency campus microcredit inside Sentriom. Eligible students receive ₦10,000 first loans spendable only in-app, with weekly interest repayments on OrbytPay rails.
Use the in-app Kora deposit flow in Sentriom. Kora virtual accounts and preset Naira top-ups settle on OrbytPay and appear in your live wallet balance instantly.