Live ecosystem map
Fast, secure campus payments ecosystem powered by OrbytPay. Explore Sentriom.org — OrbytPay rails, Kaychip AI, Oloyin Credit, Kora deposits, zero hidden fees.
Architecture
OrbytPay at the center — every brand connects through payment rails.
Hover or select a node to inspect
OrbytPay
Payment rails for campus wallets
OrbytPay powers Sentriom — wallet sync, proximity pay, offline queue, merchant settlement, and live transaction ledger for web + Android.
Explore OrbytPayKora deposit rails move Naira into the Sentriom wallet on OrbytPay ledger.
BLE, NFC, QR, offline queue, and splits — all settle on OrbytPay.
Kaychip AI reads real transactions and nudges smarter campus spend.
Oloyin disburses emergency in-app credit with weekly repayments.
Dedicated pages with capabilities, outcomes, and search-engine metadata.
Wallet
Campus wallet — payments that never stop
Sentriom is the student-facing campus wallet. It runs natively on Android with BLE proximity pay, offline payment queues, smart bill splits, Kaychip rewards, and Oloyin emergency credit. Fund your wallet through Kora deposit rails and spend across campus merchants and peers — even when signal drops.
Rails
Payment rails for campus wallets
OrbytPay is the settlement and sync layer behind Sentriom. It maintains the authoritative wallet ledger, processes proximity and offline payment authorizations, settles merchants, and exposes APIs that Kaychip AI and Oloyin Credit depend on. Every Sentriom transaction — online or queued offline — resolves on OrbytPay rails.
Deposits
Deposit rails for Sentriom wallets
Kora provides the deposit infrastructure that moves money into Sentriom wallets. Students fund via Kora virtual accounts and in-app deposit flows; funds settle on OrbytPay rails and appear instantly in the live wallet balance. Kora is the only deposit option inside Sentriom — transparent, traceable, and built for Nigerian Naira.
AI
AI payment buddy on Sentriom
Kaychip reads your actual OrbytPay transaction history — not generic finance tips. It powers Sentriom Brain spending insights, suggests smart splits, guides Oloyin eligibility, and includes Kaychip Dash arcade rewards. When offline, Kaychip falls back to procedural campus-aware responses.
Credit
Emergency campus credit on Sentriom
Oloyin is emergency microcredit for Nigerian campus life. After deposit and active in-app days, eligible students access ₦10,000 first loans spendable only inside Sentriom — canteens, splits, proximity pay. Repay weekly interest on OrbytPay rails; principal on your schedule. Not withdrawable as cash — designed for real campus needs.
Official Sentriom
The consumer app on sentriom.com and the ecosystem portal on sentriom.org — the only official sites.
Search & discover
Official answers for Google, Bing, DuckDuckGo, and every browser — Sentriom, OrbytPay, Kora, Kaychip, and Oloyin Credit across the full network.
Sentriom is a Nigerian campus wallet for university students. It runs on OrbytPay payment rails with offline pay, BLE proximity, Kora deposits, Kaychip AI, and Oloyin emergency credit — payments that never stop.
OrbytPay is the payment infrastructure behind Sentriom. It maintains the wallet ledger, processes offline queues, BLE and NFC sessions, merchant settlement, and APIs used by Kaychip AI and Oloyin Credit.
Download Sentriom on sentriom.com — available on Google Play and the App Store. The official ecosystem portal is at sentriom.org.
Kaychip is Sentriom's AI payment buddy. It reads your real OrbytPay transactions, powers Sentriom Brain insights, suggests smart splits, and includes Kaychip Dash arcade rewards.
Oloyin Credit is emergency campus microcredit inside Sentriom. Eligible students receive ₦10,000 first loans spendable only in-app, with weekly interest repayments on OrbytPay rails.
Use the in-app Kora deposit flow in Sentriom. Kora virtual accounts and preset Naira top-ups settle on OrbytPay and appear in your live wallet balance instantly.
Yes. Sentriom queues payments locally when campus signal drops and auto-syncs on OrbytPay when you reconnect — offline-first by design.
Sentriom.org is the official ecosystem portal documenting OrbytPay, Kora, Kaychip, Oloyin Credit, and the Sentriom campus wallet for organizations, partners, and search engines.
Sentriom.com is the consumer app site — download the Android and iOS wallet, explore features, and sign up merchants on OrbytPay rails.
Sentriom is built for Nigerian university campuses — starting with UNILAG and expanding across Lagos and Nigeria. Naira wallet, campus merchants, and student payments.
Sentriom uses shield-verified payments on OrbytPay rails with HMAC-signed offline queues, fraud-checked authorization, and transparent Kora deposit attribution.
Sentriom is by OrbytPay — a Nigerian campus fintech. The only official sites are sentriom.com (app) and sentriom.org (ecosystem portal).
The only official Sentriom sites are sentriom.com for the consumer app and download, and sentriom.org for the ecosystem portal. Always use sentriom.com to download the app.
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